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Exterior Coverage Detail

Exterior Coverage Available with the Hi­Tech Home Plan Only

Roofing:

Covered: leaks that include up to one square of shingles in one general area for repair.
3 packs of shingles equals 1 square. Traditional roofs are covered.

What’s not covered: Flashing around chimney, any drip edge around the roofline, roofing ventilation, any form of plywood under shingles. Roof types excluded flat roofs, metal roofs, cedar shake roofs, slate roofs, and concrete roofs.

Excluded when damage is caused by poor workmanship (mold, mildew, fungus, resulting in any roof leak). Limits: $ 800.00 up to 2 occurrences per year for normal wear and tear

Wood Siding:

Covered: All siding properly maintained after initial HTHW home inspection that has been properly maintained by means of pressure washing yearly and caulked and painted roperly. In the event, any rotten wood discovered will be replaced including siding and or trim.

What’s not covered: Any type of boarding material including OSB, plywood, R factor installation, any form of paper wrapping, foam, framing.

Limits $ 500.00 per occurrences per year for normal wear and tear

Vinyl Siding:

Covered: All trim associated with vinyl, J­channels, solid soffit or vented soffit.

What’s not covered: Note* any physical damage due to grass cutting debris from lawn maintenance, fading due to normal wear and tear Limits $ 500.00 up to 2 occurrences per year for normal wear and tear.

Windows:

Covered: Windowsill from any moisture that breaks sill, double pains from moisture and locks associated with normal wear and tear.

What’s not covered: window grids, mildew due to lack of caulking and or proper maintenance, screens, interior or exterior shades or treatments.

Limits $120.00 per window per occurrences per year for normal wear and tear.

Vinyl & Wood Shutters:

Covered: shutter sags, screws, nail backs, normal wear tear rot for wood shutters.

What’s not covered: Hurricane shutters, folding shutters and any mechanics involved, repainting of shutters due to normal wear tear. Limits $40 per pair/2 occurrences per 5 years for normal wear and tear.

Decks:

Covered: Framing structure, all hand rails, pickets, posts, due to normal wear and tear only.

What’s not covered: Decking boards, re­staining and or painting, caulking, due to wear and tear. *Note handrails will not be covered under the condition of any abnormal physical damage. Any poor workmanship, any nails causing causing hand rails or pickets to rot. Nails must be galvanized or coated decking screws.

Limits $500.00 1 occurrence per year.

Lighting & Electric

Covered: Porch lights, garage lights, floodlights, out door receptacles.

What’s not covered: Any damage in association with the act of construction and or abnormal physical damage. Any electrical in association due to the interference of public electrical wiring or usage such as electric poles, underground or above surface cable or electrical wiring in such common areas, streets, homeowner’s property including yard area, Crawl space, etc.

Limits: Up to $50 per light/ 3 occurrences per year

Crawl Space Doors.

Covered: Doors, hinges due to normal wear tear, framing in association crawl space door.

What’s not covered: Any storm, or act of nature, any power lines, or trees falling or leaning on gutters or, any unforeseen rotten wood that may cause screws, nails, or gutter nails to back out. Cleaning of gutters.

Limit $300/ one occurrence every 5 years

Gutters and Downspouts:

Covered: (Seamless gutters systems only) once house has passed inspection of the exterior gutters and down spouts would be fully covered. For normal wear and tear only.

What’s not covered: Any storm, or act of nature, any power lines, or trees falling or leaning on gutters or, any unforeseen rotten wood that may cause screws, nails, or gutter nails to back out. Cleaning of gutters.

Limit $300 per 2 year occurrence

Note*: Exterior Coverage includes all items listed above. High Tech Home Warranties reserves the right to refuse coverage or claims on any of above items due to lack of maintenance on homeowner or sellers behalf. All items warranted under this coverage option are subject to thorough inspection buy a contractor from High Tech Home Warranties network of approved contractors Our first choice of contractors are from our sister company

High Tech Homes is a corporate owned home improvement franchise. Any items not mentioned under these terms are not covered.

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